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Personal Loan

We all sometimes need extra cash to cover certain sudden payments or to buy items. Credit Libanais Personal Loan is a practical way of getting the funds to travel, make purchases or even consolidate debts. Whatever the reason, our personal loan is here to help.

Credit Libanais Personal Loan offers convenient financing at a competitive interest rate. It also simplifies your life with its easy repayment schedule and our quick and efficient loan processing service.

  • Loan granted in LBP and USD, reaching up to USD 50,000 or equivalent in LBP
  • Loan Period:

-  Up to 5 years for private sector

-  Up to 7 years for public sector with salary domiciliation at Credit Libanais

  • Loan repaid in equal monthly installments
  • Fixed interest rates, calculated regressively, according to salary domiciliation and loan currency:


Interest Rate in LBP

Interest Rate in USD


Private Sector

With salary domiciliation

14% -15%

11% - 12%

Without salary domiciliation

14% - 16%

12% - 13%

Public Sector

With salary domiciliation

11% - 13%




  • Commission: 1 per mil. per month
  • File fees applied according to the currency and loan amount
  • Mandatory life and permanent disability insurance
  • Fiscal stamps fees
  • In case of prepayment: A refund of maximum 40% of the remaining interest fees

Example of Credit Libanais Personal Loan in USD (Private sector)


Loan Amount


Loan Period


Regressive Interest Rate1

Annual Percentage Rate2 (APR)


Monthly Loan Installment

USD 15,000

4 years



USD 404


Example of Credit Libanais Personal Loan in LBP (Public sector)


Loan Amount


Loan Period


Regressive Interest Rate1

Annual Percentage Rate2 (APR)


Monthly Loan Installment

LBP 22,500,000

4 years



LBP 618,000

These examples are for a 30 years old person having his salary domiciled at Credit Libanais.
The APR includes interest, commission, life and permanent disability insurance fees, file fees and fiscal stamps fees.

  • Applicant should be a Lebanese resident
  • Aged between 21 and 64 by the end of the loan period
  • For employees:

-  Applicant should have completed the probationary period with the employer

-  Minimum 2 years of employment, of which one year with the same employer

  • For self-employed:

-   Applicant should have been in the same business for minimum 2 years
-   Guarantee(s) may be required

  • Monthly installments must not exceed one third of the applicant’s (or family's) income.
  • Copy of ID
  • Residence certificate
  • Proof of income:

-  For employees: Authenticated salary certificate
-  For company or establishment owners: Trade circular, commercial register, financial statements and banks statement of account for the last 2 years
-  For self-employed: Declaration of income, syndicate card (Doctor, engineer, etc.), financial statements and banks statement of account for the last 2 years.

If this is what you need, don’t wait any longer. Go to the nearest Credit Libanais branch, present the required documents then fill and sign the application form.


1 The interest is regressive. It recognizes that part of the loan is paid back every month and then reduces the amount owed.

2The Annual Percentage Rate, known as APR, represents the actual yearly cost over the term of a loan.


Conditions apply as at 01/02/2018 and are subject to variation.
The final conditions will be included in the loan agreement where applicable.
Approval of loans is subject to Credit Libanais Bank conditions.

The Bank reserves the right, at its sole discretion, to amend the above Terms and Conditions at any time, without prior notice.

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