Visa Signature Black Spark
Prestigious

The Visa Signature “Black Spark” debit, part of our “Rays of Light” card collection, is issued to customers with distinguished lifestyle.
This card targets a select group of people demanding higher purchasing power, recognition, prestige and superior treatment.
It is linked to the Fresh Money Account (FMA) that allows customers to access their fresh funds (inward transfers & fresh bank notes) while enjoying spending in Lebanon and abroad without any restrictions.

Visa Signature “Black Spark” offers you:

  • Instant access to your Fresh Money Account (FMA), 24 hours a day in Lebanon and abroad.
  • Remove the burden of holding big amounts of cash, making it safer and more convenient.
  • Make purchases at any merchant’s POS terminal in Lebanon and abroad for your daily activities.
  • Shop online securely at millions of merchant’s websites.
  • Withdraw cash and check your balance from ATMs in Lebanon & abroad subject to the following fees:

ATM networks

Cash Withdrawal Fee

Balance Inquiry Fee

Credit Libanais ATMs:

Free of charge

Free

IPN ATM network:

$1 per transaction

$0.50

Other ATMs network /Overseas:

$3.75 + 0.5% with a minimum of $5

$0.50

To know about the list of ATMs that allows you to withdraw money in USD, please check with your branch.

TRAVEL BENEFITS

  • Free Unlimited Access to 1,000+ VIP airport lounges through LoungeKey
    To view a list of the participating lounges and program details, you may visit www.loungekey.com or download the LoungeKey app.
    You need to present your card and identify yourself as a LoungeKey member to be granted access.
  • Airport Meet & Greet
    Up to 25% on personalized greetings and exceptional airport experience at over 450 destinations. Booking for the services must be made at least 72 hours prior to commencement of travel.
    You can book via https://cemea.yqnowgroup.com/ and the applicable discount is applied directly to the transaction.
  • Round-the-Clock concierge service
    Available 24/7 to assist you in any query related to dining reservations, travel plans, booking a spa treatment and many more.
    By Phone:
       - From Lebanon: +961 1 426 801 then enter 800 657 1363
       - From abroad: +971 4 361 1234 or +44 207 850 2829
    By E-mail: concierge@visasignature-mea.com
    You need to identify yourself as Visa Signature cardholder.
  • Airport dining discounts through DragonPass mobile app
    Download the ‘DragonPass Dine & Travel’ mobile app and benefit from discounts on dining at 200+ restaurants at many worldwide airports.

HOTEL & CAR BENEFITS

  • Offers at Visa Luxury Hotel Collection
    Room upgrades, late checkouts, complimentary Wi-Fi and others at over 900 prestigious properties. You must book through www.visaluxuryhotels.com to avail the offer.
  • Offers at Fairmont Hotels & Resorts
    Complimentary breakfasts, room upgrades and much more at 70+ of some of the most iconic hotels.
  • 12% Discount through Agoda.com
    On accommodations at more than 1 million hotels and vacation rentals.
    The discount will only be displayed after entering a valid Visa payment card number.
    You need to book through www.agoda.com/visamena
  • 8% Discount through Hotels.com
    At a wide variety of hotels around the world.
    Visit www.hotels.com/visa and enter the promo code “VISA8” to receive the discount.
  • 25% Discount at Jumeirah Group properties
    At any of the extravagant Jumeirah Group Hotels.
  • Discounts on Avis car rental
    35% discount on standard car rental rates & 30% discount on international leisure rates.

LIFESTYLE BENEFITS

  • Generous Loyalty Earning Program 
    Earn 1 Loyalty Point for every $ 10 spent using your card on purchases in Lebanon and abroad.
    Accumulated points can be redeemed from our loyalty program against a wide range of valuable gifts from airline tickets, to travel packages, insurance products, bills and much more.
  • Shopping discounts at the Bicester Village Shopping Collection
    Receive additional 10% savings on items already at 60% off in addition to 15% off on the ticket price for the Shopping Express® Luxury Coach Service, Shopping Packages and Chauffeur Drive Service by presenting your VIP voucher.
    The VIP voucher can be downloaded by visiting https://www.thebicestervillageshoppingcollection.com/visa-premium-en
  • Offers & Discounts by the Entertainer mobile app
    Buy 1 get 1 free offers and discounts on restaurants, attractions and experiences through over 5,000+ merchant partners in the Gulf & Mena region.
    You will be granted 3 offers at 30 merchants.
    Download the Visa Offers MENA app and register your card number.
  • 20% Discount at Jumeirah Dining
    Experience dining at its best at the finest Jumeirah Dining establishments.
  • 20% Discount at Meraas Dining Restaurants
    Enjoy the culinary world at the top Meraas dining restaurants.
  • Global & Local merchant Offers
    You can shop the latest fashion trends at discounted prices wherever you travel through Visa’s global & local merchant offers.
  • Discounts on Green fees at Golf Clubs through “SPIKESON” mobile app
    Discounts on green fees at many golf clubs across the globe.
  • Discounts on Leisure & Entertainment venues at “Majid Al Futtaim” outlets
    Discounts and privileges on Majid Al Futtaim leisure and entertainment venues across the UAE and Egypt.
  • Free 4 months per year “Anghami Plus” Membership
    Benefit from this offer when using your card as the payment method on the mobile application.
    Subscribe on www.anghami.com/Visa with your card and get one month free for every two months paid.
  • Discounts on movie tickets at Grand Cinemas
    Benefit from 50% discount on all movie tickets purchased every Wednesday of the year in all Grand Cinemas theatres in Lebanon.

PROTECTION BENEFITS

  • Exclusive Insurance Program
       - Travel & Medical Insurance up to $ 500,000
       - Purchase Protection Insurance up to $ 20,000
    To know more about eligibility, coverage, limits and exclusions, visit https://cardholderbenefitsonline.com/
  • 3D secure
    Get an extra layer of security using a dynamic One Time Passcode sent to your mobile number to finalize your online purchase.

ADDITIONAL EXCLUSIVE PERKS

  • NFC Contactless Payment Technology
    Your card comes with the latest contactless payment feature that allows you to make fast and secure transactions.
  • E-services
    - Online Banking Service:
    to keep track of your card activities and expenditures.
    - SMS alert service:
    to get notified of every transaction.
  • Emergency Card Replacement
    We provide you with emergency card replacement within 24 hours in case your card gets lost.
  • Additional Cards
    Upon request

You can apply for the Visa Signature Black Spark card by visiting any of our Credit Libanais branches throughout Lebanon or by calling our Card Help Desk on +961 1 60 82 82.

Local Limits

International Limits

ATM

POS

ATM

POS

$ 2,000 Daily

$ 20,000 Daily

$5,000 Daily

$20,000 Daily

up to $5,000 Weekly

up to $100,000 Monthly

Visa Signature Black Spark
Prestigious

The Visa Signature “Black Spark” debit, part of our “Rays of Light” card collection, is issued to customers with distinguished lifestyle.
This card targets a select group of people demanding higher purchasing power, recognition, prestige and superior treatment.
It is linked to the Fresh Money Account (FMA) that allows customers to access their fresh funds (inward transfers & fresh bank notes) while enjoying spending in Lebanon and abroad without any restrictions.

Visa Signature “Black Spark” offers you:

  • Instant access to your Fresh Money Account (FMA), 24 hours a day in Lebanon and abroad.
  • Remove the burden of holding big amounts of cash, making it safer and more convenient.
  • Make purchases at any merchant’s POS terminal in Lebanon and abroad for your daily activities.
  • Shop online securely at millions of merchant’s websites.
  • Withdraw cash and check your balance from ATMs in Lebanon & abroad subject to the following fees:

ATM networks

Cash Withdrawal Fee

Balance Inquiry Fee

Credit Libanais ATMs:

Free of charge

Free

IPN ATM network:

$1 per transaction

$0.50

Other ATMs network /Overseas:

$3.75 + 0.5% with a minimum of $5

$0.50

To know about the list of ATMs that allows you to withdraw money in USD, please check with your branch.

TRAVEL BENEFITS

  • Free Unlimited Access to 1,000+ VIP airport lounges through LoungeKey
    To view a list of the participating lounges and program details, you may visit www.loungekey.com or download the LoungeKey app.
    You need to present your card and identify yourself as a LoungeKey member to be granted access.
  • Airport Meet & Greet
    Up to 25% on personalized greetings and exceptional airport experience at over 450 destinations. Booking for the services must be made at least 72 hours prior to commencement of travel.
    You can book via https://cemea.yqnowgroup.com/ and the applicable discount is applied directly to the transaction.
  • Round-the-Clock concierge service
    Available 24/7 to assist you in any query related to dining reservations, travel plans, booking a spa treatment and many more.
    By Phone:
       - From Lebanon: +961 1 426 801 then enter 800 657 1363
       - From abroad: +971 4 361 1234 or +44 207 850 2829
    By E-mail: concierge@visasignature-mea.com
    You need to identify yourself as Visa Signature cardholder.
  • Airport dining discounts through DragonPass mobile app
    Download the ‘DragonPass Dine & Travel’ mobile app and benefit from discounts on dining at 200+ restaurants at many worldwide airports.

HOTEL & CAR BENEFITS

  • Offers at Visa Luxury Hotel Collection
    Room upgrades, late checkouts, complimentary Wi-Fi and others at over 900 prestigious properties. You must book through www.visaluxuryhotels.com to avail the offer.
  • Offers at Fairmont Hotels & Resorts
    Complimentary breakfasts, room upgrades and much more at 70+ of some of the most iconic hotels.
  • 12% Discount through Agoda.com
    On accommodations at more than 1 million hotels and vacation rentals.
    The discount will only be displayed after entering a valid Visa payment card number.
    You need to book through www.agoda.com/visamena
  • 8% Discount through Hotels.com
    At a wide variety of hotels around the world.
    Visit www.hotels.com/visa and enter the promo code “VISA8” to receive the discount.
  • 25% Discount at Jumeirah Group properties
    At any of the extravagant Jumeirah Group Hotels.
  • Discounts on Avis car rental
    35% discount on standard car rental rates & 30% discount on international leisure rates.

LIFESTYLE BENEFITS

  • Generous Loyalty Earning Program 
    Earn 1 Loyalty Point for every $ 10 spent using your card on purchases in Lebanon and abroad.
    Accumulated points can be redeemed from our loyalty program against a wide range of valuable gifts from airline tickets, to travel packages, insurance products, bills and much more.
  • Shopping discounts at the Bicester Village Shopping Collection
    Receive additional 10% savings on items already at 60% off in addition to 15% off on the ticket price for the Shopping Express® Luxury Coach Service, Shopping Packages and Chauffeur Drive Service by presenting your VIP voucher.
    The VIP voucher can be downloaded by visiting https://www.thebicestervillageshoppingcollection.com/visa-premium-en
  • Offers & Discounts by the Entertainer mobile app
    Buy 1 get 1 free offers and discounts on restaurants, attractions and experiences through over 5,000+ merchant partners in the Gulf & Mena region.
    You will be granted 3 offers at 30 merchants.
    Download the Visa Offers MENA app and register your card number.
  • 20% Discount at Jumeirah Dining
    Experience dining at its best at the finest Jumeirah Dining establishments.
  • 20% Discount at Meraas Dining Restaurants
    Enjoy the culinary world at the top Meraas dining restaurants.
  • Global & Local merchant Offers
    You can shop the latest fashion trends at discounted prices wherever you travel through Visa’s global & local merchant offers.
  • Discounts on Green fees at Golf Clubs through “SPIKESON” mobile app
    Discounts on green fees at many golf clubs across the globe.
  • Discounts on Leisure & Entertainment venues at “Majid Al Futtaim” outlets
    Discounts and privileges on Majid Al Futtaim leisure and entertainment venues across the UAE and Egypt.
  • Free 4 months per year “Anghami Plus” Membership
    Benefit from this offer when using your card as the payment method on the mobile application.
    Subscribe on www.anghami.com/Visa with your card and get one month free for every two months paid.
  • Discounts on movie tickets at Grand Cinemas
    Benefit from 50% discount on all movie tickets purchased every Wednesday of the year in all Grand Cinemas theatres in Lebanon.

PROTECTION BENEFITS

  • Exclusive Insurance Program
       - Travel & Medical Insurance up to $ 500,000
       - Purchase Protection Insurance up to $ 20,000
    To know more about eligibility, coverage, limits and exclusions, visit https://cardholderbenefitsonline.com/
  • 3D secure
    Get an extra layer of security using a dynamic One Time Passcode sent to your mobile number to finalize your online purchase.

ADDITIONAL EXCLUSIVE PERKS

  • NFC Contactless Payment Technology
    Your card comes with the latest contactless payment feature that allows you to make fast and secure transactions.
  • E-services
    - Online Banking Service:
    to keep track of your card activities and expenditures.
    - SMS alert service:
    to get notified of every transaction.
  • Emergency Card Replacement
    We provide you with emergency card replacement within 24 hours in case your card gets lost.
  • Additional Cards
    Upon request

You can apply for the Visa Signature Black Spark card by visiting any of our Credit Libanais branches throughout Lebanon or by calling our Card Help Desk on +961 1 60 82 82.

Local Limits

International Limits

ATM

POS

ATM

POS

$ 2,000 Daily

$ 20,000 Daily

$5,000 Daily

$20,000 Daily

up to $5,000 Weekly

up to $100,000 Monthly

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Visa Signature Black Spark
Prestigious

The Visa Signature “Black Spark” debit, part of our “Rays of Light” card collection, is issued to customers with distinguished lifestyle.
This card targets a select group of people demanding higher purchasing power, recognition, prestige and superior treatment.
It is linked to the Fresh Money Account (FMA) that allows customers to access their fresh funds (inward transfers & fresh bank notes) while enjoying spending in Lebanon and abroad without any restrictions.

Local Limits

International Limits

ATM

POS

ATM

POS

$ 2,000 Daily

$ 20,000 Daily

$5,000 Daily

$20,000 Daily

up to $5,000 Weekly

up to $100,000 Monthly

Visa Signature “Black Spark” offers you:

  • Instant access to your Fresh Money Account (FMA), 24 hours a day in Lebanon and abroad.
  • Remove the burden of holding big amounts of cash, making it safer and more convenient.
  • Make purchases at any merchant’s POS terminal in Lebanon and abroad for your daily activities.
  • Shop online securely at millions of merchant’s websites.
  • Withdraw cash and check your balance from ATMs in Lebanon & abroad subject to the following fees:

ATM networks

Cash Withdrawal Fee

Balance Inquiry Fee

Credit Libanais ATMs:

Free of charge

Free

IPN ATM network:

$1 per transaction

$0.50

Other ATMs network /Overseas:

$3.75 + 0.5% with a minimum of $5

$0.50

To know about the list of ATMs that allows you to withdraw money in USD, please check with your branch.

TRAVEL BENEFITS

  • Free Unlimited Access to 1,000+ VIP airport lounges through LoungeKey
    To view a list of the participating lounges and program details, you may visit www.loungekey.com or download the LoungeKey app.
    You need to present your card and identify yourself as a LoungeKey member to be granted access.
  • Airport Meet & Greet
    Up to 25% on personalized greetings and exceptional airport experience at over 450 destinations. Booking for the services must be made at least 72 hours prior to commencement of travel.
    You can book via https://cemea.yqnowgroup.com/ and the applicable discount is applied directly to the transaction.
  • Round-the-Clock concierge service
    Available 24/7 to assist you in any query related to dining reservations, travel plans, booking a spa treatment and many more.
    By Phone:
       - From Lebanon: +961 1 426 801 then enter 800 657 1363
       - From abroad: +971 4 361 1234 or +44 207 850 2829
    By E-mail: concierge@visasignature-mea.com
    You need to identify yourself as Visa Signature cardholder.
  • Airport dining discounts through DragonPass mobile app
    Download the ‘DragonPass Dine & Travel’ mobile app and benefit from discounts on dining at 200+ restaurants at many worldwide airports.

HOTEL & CAR BENEFITS

  • Offers at Visa Luxury Hotel Collection
    Room upgrades, late checkouts, complimentary Wi-Fi and others at over 900 prestigious properties. You must book through www.visaluxuryhotels.com to avail the offer.
  • Offers at Fairmont Hotels & Resorts
    Complimentary breakfasts, room upgrades and much more at 70+ of some of the most iconic hotels.
  • 12% Discount through Agoda.com
    On accommodations at more than 1 million hotels and vacation rentals.
    The discount will only be displayed after entering a valid Visa payment card number.
    You need to book through www.agoda.com/visamena
  • 8% Discount through Hotels.com
    At a wide variety of hotels around the world.
    Visit www.hotels.com/visa and enter the promo code “VISA8” to receive the discount.
  • 25% Discount at Jumeirah Group properties
    At any of the extravagant Jumeirah Group Hotels.
  • Discounts on Avis car rental
    35% discount on standard car rental rates & 30% discount on international leisure rates.

LIFESTYLE BENEFITS

  • Generous Loyalty Earning Program 
    Earn 1 Loyalty Point for every $ 10 spent using your card on purchases in Lebanon and abroad.
    Accumulated points can be redeemed from our loyalty program against a wide range of valuable gifts from airline tickets, to travel packages, insurance products, bills and much more.
  • Shopping discounts at the Bicester Village Shopping Collection
    Receive additional 10% savings on items already at 60% off in addition to 15% off on the ticket price for the Shopping Express® Luxury Coach Service, Shopping Packages and Chauffeur Drive Service by presenting your VIP voucher.
    The VIP voucher can be downloaded by visiting https://www.thebicestervillageshoppingcollection.com/visa-premium-en
  • Offers & Discounts by the Entertainer mobile app
    Buy 1 get 1 free offers and discounts on restaurants, attractions and experiences through over 5,000+ merchant partners in the Gulf & Mena region.
    You will be granted 3 offers at 30 merchants.
    Download the Visa Offers MENA app and register your card number.
  • 20% Discount at Jumeirah Dining
    Experience dining at its best at the finest Jumeirah Dining establishments.
  • 20% Discount at Meraas Dining Restaurants
    Enjoy the culinary world at the top Meraas dining restaurants.
  • Global & Local merchant Offers
    You can shop the latest fashion trends at discounted prices wherever you travel through Visa’s global & local merchant offers.
  • Discounts on Green fees at Golf Clubs through “SPIKESON” mobile app
    Discounts on green fees at many golf clubs across the globe.
  • Discounts on Leisure & Entertainment venues at “Majid Al Futtaim” outlets
    Discounts and privileges on Majid Al Futtaim leisure and entertainment venues across the UAE and Egypt.
  • Free 4 months per year “Anghami Plus” Membership
    Benefit from this offer when using your card as the payment method on the mobile application.
    Subscribe on www.anghami.com/Visa with your card and get one month free for every two months paid.
  • Discounts on movie tickets at Grand Cinemas
    Benefit from 50% discount on all movie tickets purchased every Wednesday of the year in all Grand Cinemas theatres in Lebanon.

PROTECTION BENEFITS

  • Exclusive Insurance Program
       - Travel & Medical Insurance up to $ 500,000
       - Purchase Protection Insurance up to $ 20,000
    To know more about eligibility, coverage, limits and exclusions, visit https://cardholderbenefitsonline.com/
  • 3D secure
    Get an extra layer of security using a dynamic One Time Passcode sent to your mobile number to finalize your online purchase.

ADDITIONAL EXCLUSIVE PERKS

  • NFC Contactless Payment Technology
    Your card comes with the latest contactless payment feature that allows you to make fast and secure transactions.
  • E-services
    - Online Banking Service:
    to keep track of your card activities and expenditures.
    - SMS alert service:
    to get notified of every transaction.
  • Emergency Card Replacement
    We provide you with emergency card replacement within 24 hours in case your card gets lost.
  • Additional Cards
    Upon request

You can apply for the Visa Signature Black Spark card by visiting any of our Credit Libanais branches throughout Lebanon or by calling our Card Help Desk on +961 1 60 82 82.

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