Rays Gold
Everyday

Bringing light to your life!
Rays Gold, part of our “Rays of Light” card collection, offers the convenience of a revolving credit card & allows you to spend and get billed in USD while granting many advantages that suit the needs of both the public and private sector:

  • Higher financial power to boost your expenditure
  • Flexible & Practical payment tool
  • Security & Peace of mind with every purchase
  • Latest NFC Contactless payment technology
  • Rewarding loyalty program
  • Minimal monthly management fee and much more
Local LimitsInternational Limits 
ATMPOSATMATM + POS 
Daily Daily Weekly Monthly Daily Monthly Monthly 
 $   1,000All  Available Limit  $ 250 $ 1,000 $ 1,000
  • Make purchases at any merchant POS terminal in Lebanon & abroad
  • Experience safe online shopping at millions of merchant websites
  • Withdraw cash and check your balance at any ATM in Lebanon & abroad and deposit cash or checks at assigned Credit Libanais ATMs
  • Financial Power
  • Rays Gold credit card gives you a credit line up to 3 times your salary to finance your daily purchases from shopping, entertainment to travel.
  • Flexible Repayment Options
  • Benefit from flexible payment options by choosing to pay 5%, 10%, 20%, 30%, 50% or 100% of your monthly outstanding balance.
  • Discounts on Home Appliances & Electronics
  • Enjoy 5% instant discount on the net selling price on premium home appliances and electronics (excluding mobile phones) from Abed Tahan branches all over Lebanon.
  • Contactless Payment Technology
  • Rays Gold credit card comes with the latest contactless payment feature that allows you to make fast and secure transactions.

-   No additional fees for the contactless payment feature
-   No PIN is required for transactions below $ 60

  • Security
  • Your card comes with the following security features:

-   CHIP & PIN technology embedded in it to further secure your daily transactions.
-   3D Secure Authentication Service to ensure a safe and convenient shopping experience using a dynamic one-time passcode (OTP), you will instantly receive by SMS every time you shop online.

  • Get rewarded for all your purchases

Earn 1 loyalty point for every $ 10 spent using your card on purchases in Lebanon and abroad. Accumulated points can be redeemed from our loyalty program against a wide range of valuable gifts from airline tickets, to travel packages, insurance products, bills and much more.

Moreover, various utility bills can be domiciled to the account linked to your card.

  • E-Services

The most efficient way to stay up-to-date with your card activities and includes:
-   SMS Alert Service: To get notified of every transaction performed on your card
-   Monthly E-Statement: Track your transactions, your minimum payment due and payment due date
-   Online Banking: Check your payments and account movements around the clock through Credit Libanais Mobile App or Online Banking services via www.creditlibanais.com

  • Personalize your own PIN code easily
  • Create your own credit card PIN code at any Credit Libanais branch or change it anytime you want at any of our ATMs.
  • Recharge your calls
  • Use your card to recharge Alfa or Touch prepaid lines on any Credit Libanais ATM.

To apply for the Rays Gold credit card, visit any Credit Libanais branch or call our Card Help Desk on +961 1 60 82 82

Rays Gold
Everyday

Bringing light to your life!
Rays Gold, part of our “Rays of Light” card collection, offers the convenience of a revolving credit card & allows you to spend and get billed in USD while granting many advantages that suit the needs of both the public and private sector:

  • Higher financial power to boost your expenditure
  • Flexible & Practical payment tool
  • Security & Peace of mind with every purchase
  • Latest NFC Contactless payment technology
  • Rewarding loyalty program
  • Minimal monthly management fee and much more
Local LimitsInternational Limits 
ATMPOSATMATM + POS 
Daily Daily Weekly Monthly Daily Monthly Monthly 
 $   1,000All  Available Limit  $ 250 $ 1,000 $ 1,000
  • Make purchases at any merchant POS terminal in Lebanon & abroad
  • Experience safe online shopping at millions of merchant websites
  • Withdraw cash and check your balance at any ATM in Lebanon & abroad and deposit cash or checks at assigned Credit Libanais ATMs
  • Financial Power
  • Rays Gold credit card gives you a credit line up to 3 times your salary to finance your daily purchases from shopping, entertainment to travel.
  • Flexible Repayment Options
  • Benefit from flexible payment options by choosing to pay 5%, 10%, 20%, 30%, 50% or 100% of your monthly outstanding balance.
  • Discounts on Home Appliances & Electronics
  • Enjoy 5% instant discount on the net selling price on premium home appliances and electronics (excluding mobile phones) from Abed Tahan branches all over Lebanon.
  • Contactless Payment Technology
  • Rays Gold credit card comes with the latest contactless payment feature that allows you to make fast and secure transactions.

-   No additional fees for the contactless payment feature
-   No PIN is required for transactions below $ 60

  • Security
  • Your card comes with the following security features:

-   CHIP & PIN technology embedded in it to further secure your daily transactions.
-   3D Secure Authentication Service to ensure a safe and convenient shopping experience using a dynamic one-time passcode (OTP), you will instantly receive by SMS every time you shop online.

  • Get rewarded for all your purchases

Earn 1 loyalty point for every $ 10 spent using your card on purchases in Lebanon and abroad. Accumulated points can be redeemed from our loyalty program against a wide range of valuable gifts from airline tickets, to travel packages, insurance products, bills and much more.

Moreover, various utility bills can be domiciled to the account linked to your card.

  • E-Services

The most efficient way to stay up-to-date with your card activities and includes:
-   SMS Alert Service: To get notified of every transaction performed on your card
-   Monthly E-Statement: Track your transactions, your minimum payment due and payment due date
-   Online Banking: Check your payments and account movements around the clock through Credit Libanais Mobile App or Online Banking services via www.creditlibanais.com

  • Personalize your own PIN code easily
  • Create your own credit card PIN code at any Credit Libanais branch or change it anytime you want at any of our ATMs.
  • Recharge your calls
  • Use your card to recharge Alfa or Touch prepaid lines on any Credit Libanais ATM.

To apply for the Rays Gold credit card, visit any Credit Libanais branch or call our Card Help Desk on +961 1 60 82 82

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Rays Gold
Everyday

Bringing light to your life!
Rays Gold, part of our “Rays of Light” card collection, offers the convenience of a revolving credit card & allows you to spend and get billed in USD while granting many advantages that suit the needs of both the public and private sector:

  • Higher financial power to boost your expenditure
  • Flexible & Practical payment tool
  • Security & Peace of mind with every purchase
  • Latest NFC Contactless payment technology
  • Rewarding loyalty program
  • Minimal monthly management fee and much more
Local LimitsInternational Limits 
ATMPOSATMATM + POS 
Daily Daily Weekly Monthly Daily Monthly Monthly 
 $   1,000All  Available Limit  $ 250 $ 1,000 $ 1,000
  • Make purchases at any merchant POS terminal in Lebanon & abroad
  • Experience safe online shopping at millions of merchant websites
  • Withdraw cash and check your balance at any ATM in Lebanon & abroad and deposit cash or checks at assigned Credit Libanais ATMs
  • Financial Power
  • Rays Gold credit card gives you a credit line up to 3 times your salary to finance your daily purchases from shopping, entertainment to travel.
  • Flexible Repayment Options
  • Benefit from flexible payment options by choosing to pay 5%, 10%, 20%, 30%, 50% or 100% of your monthly outstanding balance.
  • Discounts on Home Appliances & Electronics
  • Enjoy 5% instant discount on the net selling price on premium home appliances and electronics (excluding mobile phones) from Abed Tahan branches all over Lebanon.
  • Contactless Payment Technology
  • Rays Gold credit card comes with the latest contactless payment feature that allows you to make fast and secure transactions.

-   No additional fees for the contactless payment feature
-   No PIN is required for transactions below $ 60

  • Security
  • Your card comes with the following security features:

-   CHIP & PIN technology embedded in it to further secure your daily transactions.
-   3D Secure Authentication Service to ensure a safe and convenient shopping experience using a dynamic one-time passcode (OTP), you will instantly receive by SMS every time you shop online.

  • Get rewarded for all your purchases

Earn 1 loyalty point for every $ 10 spent using your card on purchases in Lebanon and abroad. Accumulated points can be redeemed from our loyalty program against a wide range of valuable gifts from airline tickets, to travel packages, insurance products, bills and much more.

Moreover, various utility bills can be domiciled to the account linked to your card.

  • E-Services

The most efficient way to stay up-to-date with your card activities and includes:
-   SMS Alert Service: To get notified of every transaction performed on your card
-   Monthly E-Statement: Track your transactions, your minimum payment due and payment due date
-   Online Banking: Check your payments and account movements around the clock through Credit Libanais Mobile App or Online Banking services via www.creditlibanais.com

  • Personalize your own PIN code easily
  • Create your own credit card PIN code at any Credit Libanais branch or change it anytime you want at any of our ATMs.
  • Recharge your calls
  • Use your card to recharge Alfa or Touch prepaid lines on any Credit Libanais ATM.

To apply for the Rays Gold credit card, visit any Credit Libanais branch or call our Card Help Desk on +961 1 60 82 82

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Banks list No.53-CRB:10742
Online & Phone Banking service – BDL 1/984 – July 11,2000
PayMobey service - BDL legal department 11/391 - August 14, 2013
Mobile Application service – BDL legal department 11/392 - August 14, 2013
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