Bancassurance Products
Credit Libanais, in collaboration with Credit Libanais d'Assurances et de Reassurances (CLA), offers an appealing range of low cost Bancassurance products with an easy payment system. And best of all, these products are available at all Credit Libanais branches throughout Lebanon.
Bancassurance products provide protection and saving plans that suit different customers' needs:
Experience what Bancassurance products can do for you. Learn more:
SAFETRAVEL | 'A la carte' |
SAFEWAY | ILZAMI |
SAFEMIND | SAFESTEPS |
SAFEGUARD |
1. SAFETRAVEL
SAFETRAVEL is a travel insurance plan that provides you and your family with safety and protection while you're travelling abroad. Accepted all over the globe, SAFETRAVEL offers a world of benefits:
This travel insurance plan includes full access to many hospitals and health service providers worldwide. It also offers you the choice between 3 plans with different coverage amounts:
MAPFRE/Arab Assist ensures 24 hour medical and emergency assistance.
For any claims, please call the following numbers:
Jordan: +962- 6- 5008119 – Germany: +180-5- 0188001
2. 'A la carte'
Being a Credit Libanais cardholder is always advantageous. If you are a Credit Libanais VISA or MasterCard cardholder, you can benefit from our 'A la carte' insurance plan whenever you purchase your travel ticket with your Credit Libanais credit card. 'A la carte' insurance plan from Credit Libanais d'Assurances et de Reassurances (CLA) offers 3 types of coverage:
We ensure you have piece of mind while traveling!
' A la carte' BENEFITS
SAFETRAVEL BENEFITS* | Platinum بلاتينوم | Gold غولد | Classic كلاسيك | EXCESS تح |
| 1. Personal Liability | $200,000 | $150,000 | $100,000 | |
| 2. Personal accident (Death or total/ permanent disability) | $75,000 | $75,000 | $50,000 | |
| 3. Trip Cancellation | $300 | $200 | $100 | |
| 4. In flight loss of checked in luggage | $2,500 | $1,500 | $1,000 | |
| 5. Location and forwarding of personal effects | Unlimited من دون حدود مالية | Unlimited من دون حدود مالية | Unlimited من دون حدود مالية | |
| 6. Luggage Delay | $500 | $200 | $100 | 12 Hours 12 ساعة |
| 7. Departure delay | $1,000 | $750 | $500 | 6 Hours 6 ساعات |
| 8. Legal fees | $2,500 | $1,500 | Not covered غير مغطى | |
| 9. Legal Assistance (Advice) | Covered مغطى | Covered مغطى | Covered مغطى | |
| 10. Loss of passport, driving license, personal ID | $500 | $300 | $200 | |
Medical Expenses Benefits | ||||
| 11. Medical Expenses & hospitalization abroad | $150,000 | $100,000 | $50,000 | |
| 12. Emergency dental care | $1,000 | $500 | $250 | |
| 13. Transport or repatriation in case of illness or accident | Actual expenses الكلفة الفعلية | Actual expenses الكلفة الفعلية | Actual expenses الكلفة الفعلية | |
| 14. Repatriation of family member traveling with the insured | Actual expenses الكلفة الفعلية | Actual expenses الكلفة الفعلية | Actual expenses الكلفة الفعلية | |
| 15. Escort of dependent child | Actual expenses الكلفة الفعلية | Actual expenses الكلفة الفعلية | Actual expenses الكلفة الفعلية | |
| 16. Travel of one immediate family member | $100/day max $1,000 | $75/day max $750 | $50/day max $500 | 7 Days 7 أيام |
| 17. Repatriation of mortal remains | Actual expenses الكلفة الفعلية | Actual expenses الكلفة الفعلية | Actual expenses الكلفة الفعلية | |
| 18. Emergency return home following death of a close family member | Actual expenses الكلفة الفعلية | Actual expenses الكلفة الفعلية | Actual expenses الكلفة الفعلية | |
Assistance Services | ||||
| 19. Medical Information, urgent messages | Covered مغطى | Covered مغطى | Covered مغطى | |
| 20. Advance of Bail Bond | $10,000 | $5,000 | $2,500 | |
| 21. Advance of cash | $1,000 | $750 | $500 | |
| 22. Delivery of medicines | Covered مغطى | Covered مغطى | Covered مغطى | |
SAFEPURCHASE BENEFIT | Platinum | Gold | Classic | EXCESS |
| 23. Theft or accidental damages of goods purchased | $1,000 | $1,000 | Not Covered غيرمغطى | 15% min $50 |
WALLET EXTRA BENEFIT | Platinum | Gold | Classic | EXCESS |
| 24. Fraudulent use of a lost or stolen Credit Card-committed within 48 hours before bank notification (per year) | $2,000 | $1,000 | $1,000 | |
| 24.1 Keys & papers lost or stolen with the credit card | $400 | $400 | $400 | |
| 24.2 Mugging | $250 | $150 | $150 | |
* MAPFRE/Arab Assist is the medical assistance provider available 24 hours for any emergency services.
For any claim, please call the following numbers:
Jordan: +962-6- 5008119 – Germany: +180-5-0188001
Note: Changes may be made without prior notice
3. SAFEWAY
Feel safe on the roads. SAFEWAY is a motor insurance plan that covers material damages caused by the insured's vehicle to third parties during any accident on public roads. This plan goes the extra mile by providing you with free 24 hour Emergency Road Assistance throughout Lebanon.
4. ILZAMI
Protect others with ILZAMI, a motor insurance plan that covers bodily injuries caused by the insured's vehicle to third parties (as per the Lebanese Obligatory Motor Insurance Law).
5. SAFEMIND
Get peace of mind with this personal accident insurance plan that protects you and your loved ones from any unforeseen events. SAFEMIND provides worldwide coverage for accidental death and disability. This flexible plan has different coverage amounts available with a double indemnity benefit whenever death or disability results from a car accident.
6. SAFESTEPS
The gift of education is priceless. SAFESTEPS is an education plan that lets you save for your child's university studies, thus ensuring he/she enjoys a successful future. Choose between 3 plans with different payment durations:
The plan even provides protection against any unforeseen event. Select your pre-defined amount for this plan and CLA will guarantee the beneficiary gets the settlement he/she turns 18 (in case of the death or permanent and total disability of the insured).
7. SAFEGUARD
Guard against personal accident with the SAFEGUARD insurance plan which provides you and your family with worldwide cover 24/7. Benefit from coverage for:
B- CLA Insurance Products
Individual Insurance Plans:
Motor Insurance | Property Insurance |
Travel Insurance | Medical Insurance |
LIFE INSURANCE |
I- Motor Insurance: Drive into a wide choice of different motor insurance plans with Credit Libanais d'Assurances et de Reassurances (CLA):
1. All Risks: Our "All Risks" plan covers any material damage that may happen to your vehicle (i.e. own damages, fire, theft) including TPL material damages.
Gear up with extra protection with free 24 hour Emergency Road Assistance throughout Lebanon.
Tailor this plan with optional covers like:
2. Total Loss: Our "Total Loss" plan covers your vehicle in case of theft, fire and if material damages caused to the insured's vehicle exceeds 70% of the car market value at the accident's date. The insurance plan also covers TPL material damages and includes free 24 hour Emergency Road Assistance throughout Lebanon.
3. Third Party Liability material damages: It's always better to be safe than sorry. This plan covers the material damages caused by the insured's vehicle to third parties following a road accident.
Tailor this plan to best suit your needs with the availability of different coverage amounts in addition to some optional covers like driver & family members passengers, etc.
Credit Libanais is always here to help with free 24 hour Emergency Road Assistance throughout Lebanon.
4. ILZAMI Insurance
Protect others with ILZAMI, a motor insurance plan that covers bodily injuries caused by the insured's vehicle to third parties (as per the Lebanese Obligatory Motor Insurance Law).
II- Property Insurance: Your property is your home or livelihood, hence building a fortress of protection around it is important. Our property insurance plan provides the protection you need. It covers all material damage that may occur to your property from fire and/or theft. Because we always think about your real requirements, additional optional coverage is available:
III- Travel Insurance
SAFETRAVEL is a travel insurance plan that provides you and your family with safety and protection while you're travelling abroad. Accepted all over the globe, SAFETRAVEL offers a world of benefits:
This travel insurance plan includes full access to many hospitals and health service providers worldwide. It also offers you the choice between 3 plans with different coverage amounts:
MAPFRE/Arab Assist ensures 24 hour medical and emergency assistance.
For any claims, please call the following numbers:
Jordan: +962- 6- 5008119 – Germany: +180-5- 0188001
IV- Medical Insurance
Good health is precious and so Credit Libanais d'Assurances et de Reassurances (CLA) offers a wide range of medical insurance plans that provide you with full medical cover in Lebanon or abroad. Proper medical care is always within reach with us:
V- Life Insurance: Cherish life by guaranteeing the security of your loved ones. Our life Insurance plan provides your family with financial protection against the uncertainties of life with basic cover for "death all causes". Because life can be full of surprises, we have optional coverage:
Corporate Insurance Plans:
Credit Libanais d'Assurances et de Reassurances (CLA) offers a wealth of corporate insurance plans for professional businesses:
Public Liability | Marine Cargo Insurance |
Contractor All Risks Insurance | Bankers Blanket Bond |
1. Public Liability: Our "Public Liability" plan covers your firm's legal liability for accidental bodily injury and/or material damages to third parties and/or their properties arising from, or in connection with your business activities.
2. Marine Cargo Insurance: Protect your investment with our "Marine Cargo Insurance" plan which provides coverage for any physical damage or loss that might occur to goods during transport by land, sea and air.
3. Contractor All Risks Insurance: Build your success and safety track record without worries with our "Contractors All Risk Insurance" plan that offers comprehensive protection against loss or damage with respect to:
4. Bankers Blanket Bond: Bank on confidence with our "Bankers Blanket Bond" insurance plan which provides financial institutions with comprehensive coverage against losses arising from:
For more information or clarification about Bancassurance and/or CLA Products, please feel free to contact CLA by phone on +961-1-257-628 /29/30, or Credit Libanais Customer Service Center on 1518, or e-mail us at info@cla-assurance.com