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Iskan Loan
First time homebuyer? Then Credit Libanais Iskan Loan might be ideal. This loan is subsidized by the Public Corporation for Housing (PCH) to cover the cost of purchase, renovation or completion of an existing home that will be used as a primary residence. This loan is exempted from fees and has lower monthly installments. Iskan is an affordable way to buy your dream home.
  • Loan amount ranges from LBP 30 to 270 million
  • Repayment period of 10 to 30 years, split evenly between the bank and the PCH 
  • Financing up to 90% of the property value, 10% of which will be blocked at the bank in the name of the PCH
  • Interest rate fixed for 2 years and reviewed according to fluctuations in the rate (of the 2-year Treasury Bill in LBP)
  • Property is mortgaged as collateral   
  • Applicant must be under 64 years old by the end of the loan period
  • Proof of employment for at least 2 years or proof of being self-employed with sufficient confirmed income 
  • Combined monthly family income of 5 million LBP or less
  • Credit Libanais d’Assurances et de Reassurances (CLA) life and property insurance throughout the loan period 

File opening

free

Commission

1% flat fee, payable in advance

Fiscal stamps

free

Life insurance

according to your state of health

Property insurance

according to the value of the property

Property value estimation

LBP 150,000 in Beirut and LBP 225,000 outside Beirut

Premature repayment

1% on remaining balance

Iskan Loan Calculator
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Maximum amount should be 270,000,000 LBP
Amount Granted (LBP)
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